The use of a password is not enough to protect your information. This is why many people have started using multi-factor authentication. This method of authentication requires the user to provide two or more pieces of information in order to log in.
This form of authentication provides an extra layer of security because the attacker would need more than just your username and password to access your account.
Two popular forms of multi-factor authentication are: 1) SMS verification 2) Personal identification number (PIN)
Many banks and online banking websites now use multi-factor authentication to protect their customers from phishing, identity theft, fraud, and other nefarious activities.
For example, Chase bank's website allows for two-factor authentication through the Google Authenticator app on Android or iOS devices.
There are many ways that one can create a password that is hard to crack. The most common passwords are letters from the alphabet paired with numbers or symbols (e.g., j%$).
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